Cheap Wedding Tips

Unique Wedding Favors
Wedding favors are a crucial part of the wedding. A wedding favor is a symbolic item which reminds your guests about the beautiful wedding they have just been part of. So it is important to find the right unique wedding favor for the wedding. You may have done some searching to find a unique wedding favor idea for the wedding, and have not been able to find anything. In this article I will give you several ideas to ponder over, and hopefully in a short time, you will be on the way to find a unique wedding favor for the upcoming wedding. A wedding favor is like a fingerprint, it reminds people of a certain wedding. It is all too often at weddings being presented with the same old wedding favour gifts, and this is not something we want, when we want to make a unique wedding. There are many options in choosing a wedding favor idea, and it doesn't matter on budget. As you can find a unique wedding favor whatever your budget allows. First off let's look at some questions to ask yourself, when starting out to buy unique wedding favour gifts� ::: Questions to consider choosing unique wedding favour gifts ::: * Does the wedding have a theme to it? * Where is the wedding being conducted? * Do you have a budget? Let's delve deeper into these questions as they will help in finding the right wedding favor to make a perfect wedding. If you have a theme for the wedding, then the choice of unique wedding favour gifts becomes much easier. For example if you have a Celtic wedding theme, then you can look for unique wedding favour gifts that have a Celtic theme to it, such as intricate patterns in gifts such as sweets. ::: Some themes for weddings that you can use for choosing wedding favour gifts ::: * Celtic wedding favor theme * Las Vegas wedding favor theme * Beach wedding favor theme * Tropical wedding favor theme * Disney wedding favor theme * Summer wedding favor theme Some of these may not appeal to you, however, there are so many themes that could be included, that it would literally take an encyclopedia to list them all! However, you get the picture. If you are looking at making a wedding with a theme, there are many ways you can go with wedding favour gifts to choose. Also taking a look at where the wedding is being held is another aspect to consider. To look at an example with the Las Vegas wedding favor theme. Having a wedding in Las Vegas could bring many options in what you can use as a wedding favor. You may be wondering, how much is all these wedding favour gifts going to cost? There are many different options available to you. You could go for personalized wedding favour gifts, though this is not necessary. The best choice would be to set a budget initially, then try to keep within that limit or around it. It is always better to spend just slightly more, if what you are getting is 10 times more better than a cheaper option. To find the perfect wedding favor, you could also ask friends and family for ideas. Remember when you was at previous weddings, and if there were any ideas which can help you figure out what wedding favor would make a perfect match for the upcoming wedding. There are many options, and all it takes is a bit of time to research, and you will find the perfect unique wedding favor for the wedding.

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Saving On Wedding Dresses
Saving on wedding dresses is something that every bride wants to learn how to do. If you are planning to get married anytime soon then you need to get up on all of the best ways to save money on wedding dresses. And it is good to note that there are plenty ways to save on wedding dresses and most of them are easy to find online.

One of the simplest ways for you to save on wedding dresses is to get one from a family member. If your grandmother or your mother or even your sister had a great dress when she got married then you should consider asking them if you could wear one of these wedding dresses on your wedding day. Not only will this save you money on wedding dresses it will also add to the sentimentality of the entire day. You will be helping to build a tradition in this wedding dress.

There is another very handy way for you to save on wedding dresses and this is to purchase a simple wedding dress that does not have a lot of details on it. These plain types of dresses tend to be much less expensive. Oftentimes when wedding dresses are purchased the high costs are due to the expensive embroidery or the fine details like lace and or pearls and other gems. If you get one of these plain types of wedding dresses you can then add your own details to it. If you are good with a needle you can even sew on your own pearls turning your wedding dress into a work of art. This is one of the most fabulous ways to save money on wedding dresses.

These are only a couple of was to save money on wedding dresses if you would like to read some more ideas all you have to do is a search online.

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Creating your first impression with wedding invitations
After you've decided who you want to invite, you should decide how you are going to invite them. Your invitations should fit in with the overall theme and mood of your wedding celebration. These little notes are your guests' first impression of your wedding. Invitations can be pricey, but you don't necessarily need to pay an excessive amount of money to craft the style and tone of your special day. There are thousands of invitations available in stationary stores, on-line and from catalogs. You could also opt to craft your own � an increasing trend for today's wedding couples. Think about all these options and choose the one that best fits your style and budget. If you can, use the same kind of stationary for everything in your wedding. Order all stationary material you need at one time and order more than the number of guests you plan to invite. Invitations are typically purchased in increments of twenty-five or fifty. If you're making your own invitations, order extra paper, velum, envelopes and anything else you would like to create them. It's less expensive to order more than you need the first purchase than to have to order more later because you ran out. There are many things you should be aware of when deciding on your invitations or researching about how to make your own invitations. Evaluate the weight of the paper, the color tint, font and size of wording, size of invitation and envelopes, general look and postage restrictions and costs. Think about buying your invitations on-line. You can frequently find the same invitations on-line for a fraction of the price you'll pay at your local stationary stores. Regardless of whether you plan on buying your invitations online, look at websites for ideas and price comparisons. It's a convenient place to research ideas without leaving your home. Choose exactly what you will be ordering and including with your invitation. There is no "wrong" or "right", but normally most brides order invitations, inner and outer envelopes, a reception card, response cards and response card envelopes. Other options include: pew cards, place cards, and accommodation information cards � even bridal registry cards. Invitations should be mailed six to eight weeks before the wedding. It's customary to all invitations by hand. If your handwriting isn't up to standards, ask some family members with nice penmanship to to assist you. You could also opt to have your invitations written by a calligrapher. Your invitations will need to include everything your guests should have to get to your ceremony and reception: date, time, address, exact name of site and reception room along with directions. Customs have changed as far as whose names should be mentioned on the invitation. It once was appropriate that invitations were given in the name of the bride's parents, even if she lived away from home or had been married before. If the bride's parents were divorced, the name of only one parent appeared on the invitation. If the parent remarried, the step-parent's name was listed on the first line followed by the daughter's to indicate relationship. These are still appropriate rules to follow but they are surely no longer considered the only way to write your invitations.

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Responsibilities of the Bridal Party
Bridal attendants are chosen from your close friends and family members, including any sisters of the groom. You may elect to have both a maid and matron of honor, but you will have to designate which one will attend you at the alter, to hold your bouquet and the groom's ring, and to help your veil and train. However, there are many responsibilities of the bridal party. If you decide to have a flower girl, the best ages are between four and nine. If any are younger than this, be prepared for the unexpected to happen, because a younger child's actions can be very unpredictable. If you decide to have children in your wedding party who are under four years of age, you may want to have them seated with their parents once the officiant has asked, "Who gives this woman?" They can later follow the bride and groom back up the aisle during the recessional. Responsibilities of the Bridal Party What are the responsibilities of the bridal party? Junior bridesmaids’ are generally between the ages of ten and sixteen. Bridesmaids are usually sixteen years of age and older. Special others can be included in the house party by having them preside over the guest book and gift tables, distribute rice, serve the cake and punch, entertain the guests, provide housing and transportation, or cover various details for you. When a remarriage occurs and there are children involved (yours, the groom's, or both), give them all honored positions in the day's activities. It they are willing, you could have the children stand with you at the altar. Teenagers or adult children may serve as your honor attendants. Younger children could serve as flower girls or ring bearers. They could also escort you down the aisle. They can further participate in the ceremony by reading a special poem, Scripture, or prayer. When you plans involve children from former marriages, you may need to check with the other parents before involving them in your wedding activities. When selecting the bridal attendants dresses and accessories; consider their financial status and if the dress will be useful to them afterward. If possible, have a couple of your attendants try on two or three different styles of dresses. It is nice to ask them for their opinion, but the final choice is your. Order the dresses at the same time to avoid any variations in color and design. The flower girls dress may be the same style as the bridesmaids or a dress of complementary style and color. It may also be shorter in length for ease of movement. In some ceremony locations, your attendants may be required to have their heads covered; otherwise, the choice is your. Attendants shoes should be of the same style, but the height of the heels may vary according to the girl’s heights and their individual need for comfort. If the attendants shoes are being dyed to match, have them done at the same place and time to ensure color conformity. Also be sure to select a complimentary shade of hosiery and purchase two pairs for each attendant (an extra pair for emergencies). Any jewelry that is worn should be small and dainty, of the same or similar style. Any gloves that are worn should be of the same style and length. Use fabric swatches to coordinate colors of lipstick and nail polish for the attendants. For dresses other than floor length, it is better to have the hems measured down from the knee of each bridesmaid rather than the same distance up from the floor. Just as the head heights of the girls vary, so should their hem lengths. The overall appearance of each girl in her dress is far more important than all dresses being the same distance from the floor. If possible, have everyone dress at the ceremony site to avoid wrinkling dresses in transit. Bridal attendants should be invited to all parties given for the bride or the bride and groom, including the rehearsal dinner. The only exceptions may be special group or office parties. The flower girl is not usually invited to the bridal parties, but her mother is. Her parents may be invited to any parties given for both the bride and groom, and her father to any bachelor parties. Invite the flower girl to the rehearsal dinner. If it is the night before the wedding, her parents may decide to have her forgo the dinner so she'll be rested for the wedding day. Your gifts to the bridesmaids are usually alike, but the honor attendant’s gift may vary from the others in style and design. The flower girl may receive a different type of gift than the other attendants. Possible gift choices: for bridesmaids - keepsake boxes, books, compacts, cosmetic bags, crystal, evening bags, engraved pens and pencil sets, jewelry, jewelry cases, perfume, photo albums, picture frames, porcelain, or stationary; for the flower girl - charm bracelet, china doll, jewelry box, piggy bank, or stuffed animal. Responsibilities of the Maid/Matron of Honor Before the wedding, she - may help you in such ways as addressing invitations and entertaining out-of-town guests. - is responsible for making and keeping any alteration appointments. - should wear the lingerie and shoes she will be wearing for the wedding when she goes for fittings, to ensure a more perfect fit. - must attend the wedding rehearsal. - arrives early at a designated place to help you dress. During the ceremony, she - precedes you and your father in the processional - arranges your train at the altar. - holds the bridal bouquet at the required time. - may be in charge of the grooms ring in a double-ring ceremony until it is needed. - adjusts your veil and again arranges your train for the recessional. - usually walks with the best man in the recessional. - signs the marriage license. At the reception, she - stands next to the groom in the receiving line. - sits on the grooms left during a sit-down meal. - helps you change into your going-away cloths. - informs the parents when the bridal couple is ready to leave. Responsibilities of the Bridesmaids Before the wedding, they - may help you address invitations and assist with any errands. - are responsible for individually making and keeping their alteration appointments. - should wear the lingerie and shoes they will be wearing for the wedding when they go for fittings, to ensure a more perfect fit. - must attend the wedding rehearsal. During the ceremony, they - either walk alone, in pairs, or with an usher in the processional. - are usually escorted by the ushers in the recessional. When there are more bridesmaids than ushers, the extras can walk alone or in pairs. At the reception, they - may stand in the receiving line. - sit at either the brides table or a special attendants table during a sit-down or buffet dinner, seated in alternating positions with the ushers around the table. - mingle with the guests, helping the hosts entertain. Responsibilities of the Flower Girl Before the wedding, she - is responsible for making and keeping her alteration appointments. - should wear the lingerie and shoes she will be wearing for the wedding when she does for fittings, to ensure a more perfect fit. - must attend the wedding rehearsal. - may attend the rehearsal dinner along with her parents. During the ceremony, she - walks, alone or with the ring bearer, directly in front of you and your father in the processional. - may stand with the bridal party at the altar or be seated with her parents during the ceremony. - may follow directly behind the bride and groom in the recessional. At the reception, she - does not stand in the receiving line. - either remains with her parents or sits at a special table for children under adult supervision.

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Wedding Reception
A wedding reception should be a joyous occasion where the friends and family of the bride and groom get to celebrate in the joining together of two people. The wedding reception is a part of the wedding day where everyone gets to relax and celebrate in the merriment of the occasion. A wedding reception is a big part of wedding planning. You have just finished planning your wedding ceremony. Now, your next step is to plan the wedding reception. You may find yourself overwhelmed by the endless possibilities of where to hold and how to decorate your wedding reception. As you plan a wedding reception you will find that there are a lot of factors to consider such as where to hold the wedding reception, what type of music to have, wedding favors, decorations, food and much more. The biggest decision you have to make is where to have your wedding reception. There are endless possibilities of where to hold a wedding reception. Some popular places to hold a wedding reception are a Country Club or at a Hotel. What if you are working with limited monetary funds? You may want to consider an inexpensive wedding reception idea. Another factor to consider is maybe breaking away from the ordinary and having a unique wedding reception. A unique wedding reception will be the talk of the town for years. You many want to hold your wedding reception in a museum. This may sound like a boring choice but a museum is an interesting and creative place to hold your wedding reception. There are museums across the United States that can be rented out for a wedding reception. Once you plan where you want to have your wedding reception you want to figure out what type of decorations to have. There several different wedding decorations that you can choose from for your wedding reception. Wedding decorations should be elegant, stunning but yet practical. There are several wonderful ideas that combine the concept of wedding decorations and wedding favors. When you plan your wedding reception you should consider having wedding decorations that can be given to the guests as favors. This is a lovely way to say thank you to your guests for sharing in your love, affection and joy. A wedding reception is a party that brings together two families. You want to read several articles that will offer your advice and suggestions on how to plan the perfect wedding reception. When you read about different wedding reception ideas you will find yourself inspired in many different ways. You have already planned the wedding ceremony of your dreams now it is time to plan a spectacular wedding reception.

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How to Choose a Wedding Date and Style
Before many decisions can be made, you and your fiancé will need to decide if the wedding will be formal or informal, large or small, and when and where it will take place. You also need to consider these factors before figuring out how to choose a wedding date. A formal wedding usually has these three characteristics: - The bride wears a long, white, or ivory gown with a chapel train and veil. - The bridesmaids wear floor-length gowns. - The groom and his attendants wear formal attire. - The bride’s attendants include a maid or matron of honor, five to ten bridesmaids, and a flower girl. - The grooms attendants include a best man, one usher for every fifty guests (or one usher for each bridesmaid), and a ring bearer. - The ceremony takes place at a church, synagogue, large home, or garden. Click here for a list Michigan Banquet Halls - The invitations and announcements are engraved. A semiformal wedding usually has these characteristics: - The bride wears a long, white or ivory gown with a short train and veil. - The bridesmaids wear floor-length gowns or a current style of dress. - The groom and his attendants wear tuxedos. - The bride’s attendants include a maid or matron of honor and three to seven bridesmaids; a flower girl is optional. - The groom’s attendants include a best man and one usher for every fifty guests (or one for each bridesmaid); a ring bearer is optional. - The ceremony takes place at a church, synagogue, chapel, home, garden, or hotel. - The invitations and announcements are engraved or thermo graphed. An informal wedding usually has these characteristics: - The bride wears a white or pastel dress or suit. - The bridesmaid wears a dress complementary to the brides dress. - The groom and his attendant wear well-groomed suits. - The brides attendant is a maid or matron of honor. - The grooms attendant is a best man (an usher is selected, if need to seat guests). - The ceremony usually takes place at a chapel, garden, home, or hotel. - The invitations are handwritten or verbal. The Style of the ceremony should be carried over to the reception When regional or ethnic customs need to be observed, you may flavor your wedding by using one or two songs from a wedding song list, by integrating colors in wedding decorating ideas or flowers, or by serving ethnic dishes compatible with other foods chosen for your reception. When you choose a wedding style, keep it consistent with the vibe you are trying to create. The time of your wedding should be compatible with the weather in your area, especially if this is an outdoor Michigan wedding. If your wedding is during the summer or in a warm area of the country, it may be wise to schedule the wedding for early in the morning or in the evening. Likewise, weddings in cold, winter climates would be better scheduled at midday or early afternoon. Have a few dates in mind before meeting with your officiate to select a wedding date. Verify these dates with possible wedding reception sites before making your final choice. Second-time brides are freer today to choose the style of wedding and reception they desire, but in no way should a second wedding be seen as competing with the first. If this is a second marriage and you are considering a religious ceremony, you may need to inquire for a church and a clergy member willing to perform the wedding service. Unless military regulations stipulate otherwise, all officers have a choice whether to have a military wedding or civilian wedding - Military weddings usually are held in a church or chapel. Military weddings are formal, with military personnel in full-dress uniform, including medals. Civilian members of the wedding party dress in complementary formal attire. - In a military wedding, the bridal couple usually walks through an arch or swords/sabers in the recessional as they exit the building. Other aspects of a military wedding are essentially the same as in any other wedding. - If you have questions regarding military traditions to be followed, or any other aspect of a military wedding, consult with an officer or protocol or commanding officer.

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Should I Count My Wedding Vendors in the Seating for the Meal?
This question has been asked many times by brides each and every year. I am sure that many brides ask the question "should count my wedding vendors in the head count for the meal?" A true professional will not expect it, but will definitely appreciate the gesture. Something to keep in mind, it that your wedding photographer and DJ will be spending upwards of 10 hours just on preparation and services for your wedding day. This means that hey might be running low on energy if they are not able to get something into their stomachs. Some wedding companies will have a stipulation in their contract that states they must be fed while attending the reception. Not everyone should be considered for the seating during the dinner. A majority of brides will fix this problem by having a vendor table and inviting their photographer, DJ, videographer, wedding planner to have a seat at it. This also works well, because then all these people will have something in common to easily talk about. Depending on the reception, some meals run upwards of $40 a plate. You will also already have all your family and friends in the seating for the meal portion of the reception. So you will have to make the call on what you think is appropriate. If you are considering having a vendor table, consult with them if they are bringing any assistants. However, when your wedding vendor gets a name card done in calligraphy with their name on it, they will get that warm feeling inside.

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What to do about Wedding Underwear
On your wedding day you’re going to want to find just the right wedding underwear to accentuate the curves you already have, or fake the ones you don’t, and hide any flaws that you may not want to be seen. Here are some tips on how to find the right style of wedding underwear for you and your wedding gown. So you’ve already found the sexiest lingerie ensemble for your wedding night sure to wow your groom. That’s great, but you’ll want to change into those after the wedding. Your wedding underwear is going to a little different as it they will need to perform as a functional addition to your wedding dress. Your wedding underwear should be well-fitted panties that will boost and tuck all the places that your body may need a little extra help, creating the dream figure you imagined in your stunning wedding gown Let’s start with the different styles of dresses and examine the different options of wedding underwear you will have to choose from. Backless Dress A backless dress is a favorite of mine as it will always look elegant and beautiful, but finding the right wedding underwear poses a bit of a challenge. • You should experiment with different styles wedding underwear to find what options you have as far as comfort and functionality. If you need a little lift in the chest area, there are bras that stick only to your breasts and can give you the lift you need. • Another option for wedding underwear underneath a backless dress is a backless bra with see through straps. This will give you great support. • Do NOT under any circumstances have any bra straps showing unless you want to make it into the white trash wedding category. • For wedding underwear needed in the slimming your figure a bit, there are hold-you-in-pants that will give you a flawless figure underneath your beautiful gown. Fishtail Skirt The fishtail skirt is the perfect shape to show off your sexy curves and flatter a variety of figures. . • To further enhance your figure, there are many varieties in supportive wedding underwear • For a little extra cleavage, a seamless push-up bra is an excellent choice for wedding underwear. • For a natural looking hourglass figure, wear a wedding basque or wedding corset • For a little lift of your bum, underwear shorts will do the trick giving you a perky sexy behind Wedding Dress with Sleeves This type of wedding dress gives you the widest variety of choices when it comes to wedding underwear. • You have a great deal of choices for wedding underwear so go for comfort • To keep everything tight and in control, a bust-shaping body slip will do the trick • If your sleeves are sheer, choose a bra with translucent straps • Keep that bum tight with lifting wedding underwear Bias-cut Wedding Dress This gown choice will give you the most beautiful silhouette, hugging your body tightly in the places you want to show off, but be careful; wedding underwear is extremely important for this dress. • Because the dress is so form-fitting, a bra that boosts and enhances will make an elegant and beautiful addition • Be sure to bring your wedding underwear with you to fittings, especially your final fitting • A body slip will make curves perfect and any bumps smooth as can be • For slimmer thighs and hips, and a perky bum, thigh-slimmers are a great addition to your wedding underwear Wedding dress with spaghetti straps and a full skirt This type of dress will also give you a bundle of options when it comes to choosing the right wedding underwear. • You don’t want to see any texture from your wedding underwear underneath your dress, so be sure whatever you choose is seamless and smooth • Lace underwear, though it may not be seen through the dress will be nothing but uncomfortable • A push-up bra is a quick easy fix to give a little extra cleavage • Hole-you-in pants will smooth any imperfections and give your body a flawless appearance Wedding gown with a halter-top Halter-tops are a popular choice in wedding gowns and create just the right amount of added glamour. • Wedding underwear such as your bra should also be a halter-top, or you can opt for a corset, or bustier. • A pretty but comfortable thong will work for wedding underwear in this type of dress • Slimming pants will lift and tighten in all the right places

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Wedding Accessories and Wedding Party Gifts

The wedding party is comprised of all the bridesmaids, groomsmen, and ushers that the bride and groom have chosen to be by their side for their special day. They are the people that are closest to the bride and groom, and have been there for the couple long before the wedding day. Gifts for the wedding party are a special way to recognize their contributions.

Gifts for Groomsmen. There are a number of fantastic gifts available for groomsmen and ushers in the wedding party. Choosing gifts can depend on the individual interest of the men. If the group is interested in sports, there are a number of sports themed gifts including golf, baseball, and football. Other good ideas are cigar sets or a glassware sets. All these gifts can be personalized with the men’s names and details of the wedding. Engraving the personalization is a special and meaningful touch for the gifts for the wedding party.

Gifts for Bridesmaids. A bride has many options for choosing gifts for her bridesmaids. Jewelry is always a great idea. It can be worn during the wedding and after. There are some amazing sets of bridal jewelry available for the bridesmaids ranging from simple pearls to elegant diamonds. Cosmetics sets and cosmetics bags are a good idea. They can be given to the bridesmaids prior to the wedding and be used that day during wedding preparation. Handbags and jewelry boxes are also great gifts for bridesmaids.

There are so many options for wedding party gifts. The bride and groom should really consider the interests of their attendants when choosing gifts to choose one that truly suits their personality and will be a sincerely meaningful gift. Gifts can be lavish or just something simple to symbolize the appreciation the bride and groom have for their attendants.

In preparation for the wedding, the wedding party is truly able to bond with the bride and groom. Through all the events and all the preparation, those in the wedding party are able to help the bride and groom prepare for the most important event of their new lives together. Giving gifts to the wedding party is a wonderful way to thank them for all they have done throughout their friendship and during this special time.



Angela Oliver is an author for Dependable Printing, a full service provider of wedding invitations, wedding accessories, discount wedding accessories, and wedding party gifts. Please visit Dependable Printing for a great selection of wedding accessories and wedding party gifts.

Wedding Insurance - Reduce the Stress & Worry Over Planning Your Wedding
It's finally here... he proposed! She accepted! Or maybe the other way around! Regardless of who made the first move, there's a wedding to plan... decisions to be made, vendors to be booked, venues to choose... shopping to do... the mad preparation begins! For many people, planning a wedding is probably much like embarking on a college education: there's a lot more to it than people think who haven't already been through it before. It's more than planning a party; there are some pretty serious emotions involved -- all around. It can be highly stressful at times. There are ways, however, to mitigate this stress and make this a happy time. If you want to bypass most of this stress altogether, consider hiring a professional wedding coordinator to do all the legwork for you and even absorb much of the logistical stress on the big day itself. A competent coordinator will orchestrate the entire event for you, for a percentage of your total wedding budget. Before you balk at the idea of adding yet another cost onto everything else that must be paid for, realize that professional wedding planners often actually save the couple money by knowing how to get certain services for a much lower cost than the general public would pay for the same thing. And since the wedding coordinator's fee is a percentage of the budget you've already set, you won't actually be adding another cost. Considering how much work you will be saved, hiring a coordinator may be something that's well worth looking into. Whether you hire a professional coordinator or organize the wedding all by yourself, there are many additional ways to minimize stress. One consideration is event insurance, just in case anything should go wrong. Wedding event insurance is quite comprehensive and can cover a wide range of possible disasters. According to one source, the top five reported claims include: * damaged wedding attire * having to re-take the wedding photographs * having to cancel the wedding due to an illness or bereavement * caterers not showing up * loss of wedding rings While it's never desirable to have to actually use insurance and file a claim, it's a good thing to have the policy in place nonetheless. This is the first day of the rest of your married life, and you want it to be as perfect as possible. Whatever you do, don't allow little mistakes or omissions to become calamities. It may not be understood by those who have not been through it, but on your wedding day, everything seems so much larger than life -- whether good or bad. The last thing anyone wants is to have their wedding be remembered as a disaster, and with how much of an expense weddings can be these days, it only makes sense to have some form of insurance. After all, a wedding can cost as much as (or more than!) a down payment on a house, and you wouldn't buy a house without insurance, right? Right!

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